Insurance Product
Motor Insurance
Protection for your vehicle and the liability that comes with driving it.
Overview
Motor insurance in India is generally available as third-party liability cover (which is mandatory by law) or comprehensive cover, which can additionally protect your own vehicle against damage, theft, and certain other risks, depending on the policy.
Comprehensive plans may also allow optional add-ons (such as zero-depreciation cover), where offered by the insurer, to broaden protection.
Exact coverage, exclusions, and claim procedures are defined by the issuing insurer's policy wording and applicable motor insurance regulations.
Who It May Be Suitable For
- Car and two-wheeler owners seeking legally mandated third-party cover
- Vehicle owners wanting broader protection through comprehensive cover
- Anyone renewing an existing motor policy and comparing options
Key Considerations
- Third-party motor insurance is mandatory under Indian law for vehicles used on public roads
- Comprehensive cover generally costs more but can offer wider protection where applicable
- No-claim bonus and add-on availability vary by insurer
- Read the policy schedule carefully to understand what is and is not covered
Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the relevant sales brochure and policy wording carefully before concluding a purchase. This website provides general information and guidance only — it does not constitute financial advice, and does not guarantee any specific benefit, return, or claim outcome. Product features, benefits, and claim decisions are determined solely by the relevant insurer as per the policy terms.
Common Questions
Motor Insurance FAQs
Yes. At minimum, third-party liability motor insurance is legally required for vehicles used on public roads in India.
Third-party cover addresses liability towards others involved in an accident you cause. Comprehensive cover can additionally protect your own vehicle, where applicable under the policy terms.
Generally yes, subject to the process and requirements of the new insurer. We can help you understand and compare your renewal options.