FAQ
Frequently asked questions.
Straightforward answers to the questions we hear most often. If you don't see yours here, just reach out.
Getting Started
You can call us, message us on WhatsApp, or fill out the contact form on this website. We'll get back to you to understand your requirement.
No, our initial consultation and guidance are provided free of charge.
This depends on factors like your income, dependents, existing liabilities (such as loans), and financial goals. We can help you think through this during a consultation rather than giving a generic number.
Life & Term Insurance
Term insurance is a type of life insurance that provides a payout to your nominee if you pass away during the policy term, in exchange for a premium. It is generally considered a straightforward, protection-focused product.
Life insurance can help provide financial security to your family or dependents if you are no longer able to provide for them, helping cover ongoing expenses, loans, or future goals like education.
Term insurance is typically pure protection at a lower premium, without a savings/investment component. Other life insurance types may combine protection with savings or investment features, usually at a higher premium. The right fit depends on your goals.
Yes — depending on the product, you can often insure yourself and, in many cases, extend certain types of coverage (like health insurance) to include family members. We can help you explore what's available.
Health Insurance
Health insurance is designed to help cover eligible medical and hospitalisation expenses in exchange for a premium, subject to the specific policy's terms, exclusions, and limits.
This typically includes identity proof, hospital bills, discharge summary, and any specific forms required by the insurer or TPA. Exact requirements vary by insurer, so please confirm directly with them or ask us for guidance.
Claims
In general: you notify the insurer, submit the required documents, the insurer assesses the claim against your policy terms, and then communicates a decision. See our Claims Support page for more detail.
Claim decisions are made solely by the insurer that issued your policy, based on your policy terms and the documentation provided. We can help guide and follow up on the process, but do not make claim decisions ourselves.
Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the relevant sales brochure and policy wording carefully before concluding a purchase. This website provides general information and guidance only — it does not constitute financial advice, and does not guarantee any specific benefit, return, or claim outcome. Product features, benefits, and claim decisions are determined solely by the relevant insurer as per the policy terms.
Still have questions? Call us at +91 87073 90508 or use the contact form.